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Correct It!	Updated January 21, 2005   Privacy Policy: At eloanleader.com, your security is one of our top priorities and we are strongly committed to protecting your privacy online. This privacy policy outlines all of the steps we have taken to truly ensure that you have a positive experience at eloanleader.com, and provides further details on how we handle any personal information you may submit to us. Note: personal information is information about you that is personally identifiable, such as your name, address, email address, or phone number that is not otherwise publicly available. Disclosures & Licenses: When you request rate quotes or information through eloanleader.com, you are authorizing us to share information with our business partners, who will contact you by phone, email, or mail. If you do not want further communication, please notify the partner, per the National “Do Not Call” Registry. Information We Collect and How We Use It: We collect ,first name, last name, address, city, state, zip code, home phone, work phone, email address, best time to contact, loan purpose, approximate home value, credit rating loan amount, current interest rate, 1st mortgage balance, type of home. Our aim is to provide you with a safe and easy experience when you are using our service. You can browse the eloanleader.com website at any time without revealing any personal information about yourself. When we do ask you for information, it is used only for the following purposes: to process and fulfill your requests for products and services; to solicit your opinions/ feedback; to conduct research; to customize the content you see; and to provide anonymous reporting for internal/ external clients. eloanleader.com may collect personal information at the following times, with your permission only: When you register to receive correspondence from eloanleader.com When you're seeking information or entering applications for products/ services offered through eloanleader.com When you enter promotions or sweepstakes offered by eloanleader.com When you provide information to us through surveys/ feedback, or other forms hosted on eloanleader.com's pages. In addition, we may receive information about you from other sources (like service providers) for the purpose of tracking. eloanleader.com may add the data we receive about you to your existing account. Like many other websites, we also automatically receive and record certain types of data each time you visit us. We use "Cookies" and the other data to enhance your experience at our site, and present you with personalized offers. Similarly, we may use third-party advertising companies to serve and track advertisements appearing on our website. These companies may use cookies and action tags to measure advertising effectiveness. Any data tthese third parties collect via cookies and action tags remains completely anonymous. Affiliate Partners: eloanleader.com does not rent, sell, or share personal data about you with other people or unaffiliated companies. We share customer data with your permission only, or under the following circumstances: Processing Your Requests: If you apply for a product/ service offered through eloanleader.com, we will share your data with certain business partners strictly to process and fulfill your request. Our business partners may choose to contact you by telephone in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission. If one of our business partners contacts you by phone and you wish not to be contacted again by that business partner, then you should specifically make a request to that business partner to not contact you again. If the business partner disregards your request and does contact you again, please alert us immediately by sending an email to customercare@eloanleader.com. Our business partners also may contact you by email or mail based on the data you've provided to us.Contracted Partners: Occasionally we disclose the data we collect to companies that perform marketing services on our behalf. These partners have access only to personal information needed to perform their functions, and they may not share it with others or use it for other purposes. These partner companies are subject to our confidentiality agreements and other legal restrictions that prohibit using the data except to market the specified eloanleader.com products or services.Legal Protection: We respond to subpoenas, court orders, or legal process, and we will establish or exercise our legal rights and defend against legal claims. We believe it is necessary to share data in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of eloanleader.com's terms of use, or as otherwise required by law. Company Transfer: As with other businesses, it is possible that eloanleader.com in the future could merge with or be acquired by another company. If such an acquisition does occur, the successor company would have access to the data maintained by eloanleader.com, including customer account data, but would continue to be bound by this Privacy Policy unless you consent otherwise. Notice of a business transfer will be posted here for 30 days. Cookies: In order to serve you faster and with better quality, we use a technology called "cookies". Cookies are small bits of code, usually stored on a user's computer hard drive, which enable a Web site to "personalize" itself for every user. We use cookies to reduce page load time on your computer and to assist with customer tracking. Customer tracking data is collected by us, and is used to optimize your experience by learning whether or not you successfully used eloanleader.com. Additionally, we may capture data on some of our partner's websites, limited to the activity involved with the completion of offers listed on our website. This data is used to monitor the performance of our partners. Confidentiality and Security: The security of your personal data is crucial to eloanleader.com and we take a number of steps to safeguard it. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard personal data about you. We limit access to personal information to those employees/ agents who assist us in providing requested products/ services to you. Additionally, we use industry standard data encryption technologies when transferring/ receiving data on the eloanleader.com website. Opting Out of Mailing List: You may register to receive eloanleader.com's communications directly on our website or through a third party. Upon registering, we will periodically send you newsletters and other e-mails featuring special offers and promotions. If you no longer wish to receive these, alert us by sending an email to customercare@eloanleader.com. (You can also opt-out by clicking on the unsubscribe link at the bottom of our emails). Our email database is updated each week. Please note that eloanleader.com can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving such communications. Also, please note that if you enter into a transaction through our website, we may send you a thank you notice, request a testimonial and give you periodic product reminders as part of your service. Third Party Info: This Privacy Policy applies to all data that you provide to eloanleader.com and all information that a third party provides to eloanleader.com in combination with any service offered on our site. When you visit websites to which eloanleader.com provides a link, keep in mind you will be interacting with a third party that operates under its own privacy and security policies. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party's privacy policy. A third party site will also have its own policy regarding the use of cookies and clear gifs. If eloanleader.com receives personal information from a third party that is not in conjunction with a service offered on our site, the use and disclosure of such information is governed by the agreement (if any) between eloanleader.com and such third party. Refer-a-Friend: If a user chooses to refer a friend to our website, we ask for the friend's name and email address. We will automatically send the friend a one-time email invitation to visit our website. We do not store this information in our database. Privacy For Minors: You must be at least 18 years old to have our permission to use this website. We do not knowingly collect, use or disclose personal information about visitors less than 18 years of age. If you are a minor, you may use the services offered on our website only in conjunction with your parents or guardians. Changes to Privacy Statement: eloanleader.com may modify or update this Privacy Policy. Any changes will be posted here and will become effective 30 days following its posting, unless otherwise stated.